Bonus = cashback
Shop with us and earn up to 5% cashback on all your monthly purchases, and an extra 0.5% when you pay with S-Etukortti Visa. Groceries, household items, appliances, clothing, fuel, dining, coffee, hotel stays… With us, you’ll get cashback for everything you’d buy anyway. Every euro adds up to your total.
Good news – our members are paid more than 30 million euros in cashback to their bank accounts on the 10th day of every month.
Over 2,000 places to earn
- Scan before you pay – no matter how you pay, you’ll get cashback anyway. Just remember to always scan your S-Etukortti first.
- Earn cashback at all S Group supermarkets, stores, restaurants, cafés, gas stations, hotels, and selected partners — it all counts, in-store and online.
- As a member, you get exclusive member deals all over Finland. Make the most of them and earn cashback while doing so.
- Check your Bonus regularly in the S-mobiili app. As you spend more, you unlock higher cashback levels. The level you’ve reached by the end of the month applies to everything you’ve bought that month – if you are close to reaching the next level, even a small purchase can boost your cashback.
- If you pay for your purchases with the S-Etukortti Visa, you’ll receive an extra 0.5% in payment method benefit.
- Team up with those you live with — spouse, children, flatmates etc. Together, you’ll reach higher Bonus levels faster and earn more. Add members to your household in S-mobiili.
The more you buy, the more you get back. For example, by spending 500 € per month at S Group places – on groceries, cosmetics, fashion, or dining – you earn 15 € at level 3%, meaning you get 3% cashback.
If you spend more, you unlock higher cashback levels. The level you’ve reached by the end of the month applies to all your spending for that month.
Earn an extra 0,5% as payment method benefit, when you pay with S-Etukortti Visa.
Once a year, your co-op may decide to share part of its profits with its members as a return of surplus. The percentage is determined by the Council of Representatives and is based on the Bonus-eligible purchases made by the member.
TIP! The more Bonus-eligible purchases you make at your co-op, the higher your potential return of surplus.
NOTE: Certain links on this page may lead you to Finnish-language content, as English equivalents are not available for all websites.