The Bonus Payday is the 10th day of each month. It is the day on which we pay Bonus to the bank accounts of every co-op member.

Bonus means money in your bank account. We don’t pay you in points, we pay you a Bonus – that means cash. You can earn Bonus by concentrating your purchases in S Group and its partners’ network of more than 2,000 locations around Finland.

When a co-op member makes purchases at S Group’s locations, they earn Bonus – the more they concentrate their purchases in those locations, the higher their Bonus percentage becomes.

The S-Etukortti card allows you to live more and pay less. You will have more affordable prices for concerts, many of the summer’s festivals, movies and amusement parks. The S-Etukortti card also makes your life more affordable in terms of purchases, culinary and pampering experiences, and many other ordinary things.

The basic S-Etukortti card costs nothing to a co-op member. As a co-op member, you will get a current account, an S-Etukortti Visa card and online banking credentials without any annual or monthly fees at all. You can also withdraw and deposit money at the checkout in stores.

The S-mobiili app allows you to say goodbye to all paper receipts – the electronic receipt archive ensures that your receipts are always safely stored in S-mobiili.

Well, your money will simply be worth more – you will get 0.5 per cent of your money back in addition to Bonus if you pay for your purchases with S-Etukortti Visa.

Become a co-op member by following the link below or downloading the S-mobiili app. Instead of paying a signup fee, you will invest a membership fee (€100) in your regional cooperative. You will be refunded the entire sum if you want to leave at any point.

Tip: If you are on a tight budget, you can pay part of the membership fee now (at least €20) and let the Bonus you earn cover the rest.