And you can earn up to 5% of it. The 10th day of every month is the Bonus Payday.
Join and get an S-Etukortti!
We don’t pay you in points, we pay you a Bonus – and by Bonus, we mean cashback. Shop with us and earn up to 5% cashback on all your monthly purchases, and an extra 0.5% when you pay with S-Etukortti Visa.
With S-mobiili, you’ll stay up to date on your cashback status, browse through your latest member deals and find your nearest stores and services.
The app will also give you access to S-Bank’s daily banking services without any annual or monthly charges.
You can earn Bonus for nearly everything – cosmetics, fashion, restaurants, driving, travel, insurance, mobile subscriptions, and your grocery shopping.
Always scan your S-Etukortti before paying to earn Bonus. Prefer using your phone instead of the green plastic card?
You can earn Bonus with your phone in three different ways – find the option that works best for you!
- Up to 5% cashback of your purchases from S Group and our partners
- Sokos and Sokos Emotion’s monthly discounts.
- Member Days at Prisma and Sokos stores
- Discount of up to 25% for hotel stays
- Exclusive member deals at restaurants and cafés
- Free daily banking services at S-Bank: bank account, card and online banking credentials
Get student content from S Group and its partners in S-mobiili. You just need to switch on the student status in S-mobiili or on the S User Account website.
Good news – our members are paid more than 30 million euros in cashback to their bank accounts on the 10th day of every month.
Bonus and benefits from over 2000 locations around Finland
What you need to join online
- At least 18 years of age
- Finnish home address
- Finnish phone number
- An email address
- Online banking credentials
- 100 €*
*Joining involves a one-time membership fee of 100 euros. It’s fully refundable, so you’ll get it back if you ever decide to leave the program. Paying the membership fee in full upon joining grants you immediate access to all member benefits and perks. Alternatively, you can start with a minimum of 20 €, and the cashback you'll earn will first cover your membership fee until paid in full.
Frequently asked
No worries! You can get your credentials by opening an account with S-Bank and join the membership program on the same visit. Just grab your passport and head to a S-Bank service point. Find your nearest S-Bank service point here.
Absolutely! All member perks are yours to enjoy from day one for as long as you’re here, whether that’s just a few months or the rest of your life. There are no term limits, and we’ll return your membership fee in full — just let us know that you’re gone for good to speed things up!
Nope, it’s not a requirement. We’re still working on the English translations, so we must ask you to rely on your browser’s automatic translations, or ask a native speaker for assistance during the joining process. It’s not ideal, we know, but we promise it’ll be worth the effort!
There are 19 co-ops to choose from, and you must join one. We recommend that you choose the one closest to where you live.
See the list of co-ops on the map here.
NOTE: Certain links on this page may lead you to Finnish-language content, as English equivalents are not available for all websites.